If you can’t live in your home after a disaster, loss of use coverage helps pay for you to live elsewhere. Many, or all, of the products featured on this page are from our advertising partners who ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...

They offer another layer of protection against fraud, but are not foolproof Porcshe Moran is the founder of PRN Media and a co-founder of HER magazine. She has 10+ years of experience as a journalist.