Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Collision insurance is an optional car insurance coverage that pays to repair or replace your vehicle if it’s damaged in a crash with another car or object, regardless of who is at fault. It does not ...

Car insurance rates averaged $2,297 annually in early 2026, according to Experian, or about $191 per month For full-coverage ...

Did you know there are eight types of car insurance? Some are required by law and vary depending on where you live, while others are optional. We’ll break down each type to help you figure out which ...

John McCormick is a former deputy editor at The Wall Street Journal and has been an editor and reporter at several other media outlets, including Digital Insurance and Financial Planning, where he ...

Car insurance is not just a good idea, it’s required by law in all states except New Hampshire. While states set their own mandates, you’re typically required to have liability-only coverage as a bare ...

Geico is No. 1 in our rating of the best car insurance companies. Other top-rated insurers include Travelers for its ...

How much liability insurance do I need? To drive your car legally, you need at least the minimum amount of car insurance required in your state. But state-required car insurance levels aren’t ...

Kara McGinley is a staff Insurance Writer at WSJ | Buy Side. Previously, she was an editor at USA Today and a senior editor at Policygenius. She has over seven years of experience writing, editing and ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

Over the past few years, widespread flooding, wildfires, and violent storms have affected not only people’s homes but also their cars. Meanwhile, the number of crashes on U.S. roads has remained ...