Whenever you make a claim on an insurance policy, such as travel, car, home or pet cover, the payment you receive will have an amount deducted by the insurer. This is known as the excess. It is ...

Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...

A business’s general liability coverage isn’t always enough to absorb a major claim. When policy limits under your business insurance coverage are exhausted, excess liability insurance can provide ...