On April 9, 2026, the Federal Deposit Insurance Corporation (“FDIC”) issued a Notice of Proposed Rulemaking (the “FDIC Proposal”) to implement ...

The FDIC insures up to $250,000 per depositor, per bank, per ownership category, leaving larger balances exposed if a bank fails. While bank collapses are rare, economic downturns can trigger spikes ...

The National Credit Union Administration (NCUA) provides federal insurance for deposits at credit unions, while the Federal Deposit Insurance Corporation (FDIC) provides federal insurance for deposits ...

Senators Bill Hagerty and Angela Alsobrooks have introduced legislation that would raise the FDIC deposit insurance limit on noninterest-bearing transactions account balances from $250,000 to $10 ...