Elysse Bell is a finance and business writer for Investopedia. She writes about small business, personal finance, technology, and more. Samantha (Sam) Silberstein, CFP®, CSLP®, EA, is an experienced ...

The best time to put your money in a savings account is when interest rates are increasing. A bump-up CD can help you take advantage of such an environment and maximize your yields. A bump-up CD is a ...